This article will show you how to:

• Eliminate all of your debt (including your mortgage) in 5 - 7 years
• Take control of your finances
• Become financially independent (the dream of most Americans) by retirement.

The First Step is to get a copy of your CREDIT REPORT. In it you will find your entire credit history. It may be shocking to you, but it will be revealing. I suggest that you do it today. At the bottom of this report is a link to help you get started.

The Second Step is to make a list of all the debts you have using the

"ROLL DOWN SYSTEM." This is a powerful but little known system that will allow you to pay off all your debts, including your mortgage, in half the time or less than you may have thought possible.

Start by calculating the entire amount you are spending on all debt payments each month, including your mortgage. Then list the credit cards, credit lines, car loans and other short term debt, from the smallest to the largest. From this time forward, simply spend the same amount each month to service your debt you have always spent. Here’s the secret to accelerated payoff...

Once you have completely paid off your first debt, DO NOT begin spending the amount of the payment – add it to the payment of the next debt on the list! As each debt pays off, continue this process. In a year or two, you will get to...

Your MORTGAGE! But now you have considerable extra money to pay each month. Using this strategy, you should be able to pay off all your debts, including your mortgage, in 5 – 7 years! So, after you pay off everything, you can begin living the life of Riley, right? NO!

Now it’s time for Step Three. You simply take the ENTIRE AMOUNT you were using to pay off your debts and begin INVESTING it in sensible mutual funds. This will be a considerable sum, and will allow you to reach that enviable state of FINANCIAL INDEPENDENCE that most Americans truly want to reach.

Here are two bonus strategies to create wealth even faster...

1. Add as much as you can to your monthly debt payment from the beginning. The more you can add, the sooner all will be paid off and the sooner you can begin investing.
2. Start a sensible home business to add extra income to your budget, but use its profits in this plan, not for high priced “fun.” Added attraction – having a home business offers numerous tax benefits for even more savings.

For many people, doing all of this seems a little complicated and difficult. That’s why most have not implemented such strategies in the past. Many of these things can be done automatically with the right service. WealthLink is one such service which I highly recommend. It helps you get your credit report, analyze it, creates your debt payoff plan, helps you make a sensible investment plan and even offers an excellent business opportunity by giving you your own website to promote the service. Here’s the link: http://www.wealthlink.com/familybiz

Good luck on the road to financial independence!